Buying Property in Greece

Greece offers beautiful properties at competitive prices, but buying real estate here has its complexities. As your lawyer, I protect your interests from the first viewing to getting your keys - making sure you buy what you think you're buying.

Can foreigners buy property in Greece?

Yes, absolutely. EU citizens have no restrictions. Non-EU citizens can also buy, though properties in border areas require special permission (which we can help obtain). The process is straightforward with the right legal support.

What does due diligence include?

  • Title search: Verify the seller actually owns the property
  • Encumbrance check: Any mortgages, liens, or claims?
  • Planning verification: Is the building legal? Any violations?
  • Tax clearance: Are property taxes paid?
  • Cadastre registration: Is the property properly registered?
  • Technical check: Does the property match the plans?

What are the costs of buying?

Beyond the purchase price, budget for: Property Transfer Tax (3.09% of the tax value), Notary fees (1-1.5%), Land Registry fees (0.5%), and Legal fees (typically 1-2% of purchase price). I'll give you a complete cost breakdown before you commit.

How does the buying process work?

  • Step 1: Get a Greek tax number (AFM) - I can arrange this
  • Step 2: Due diligence on the property (1-2 weeks)
  • Step 3: Negotiate and sign preliminary agreement
  • Step 4: Final contract at notary (both parties present)
  • Step 5: Pay the transfer tax and register the deed
  • Step 6: Receive the keys and registered deed

What if I can't be in Greece for the signing?

No problem. You can grant me Power of Attorney to act on your behalf. This is common for international buyers. We prepare the documents, you sign at a Greek consulate or with apostille, and I handle everything in Greece.

Common problems I've seen

  • Illegal building additions not in the plans
  • Inherited properties with unclear ownership
  • Unpaid property taxes by previous owners
  • Properties not registered in the cadastre
  • Disputes over boundaries with neighbors
  • Sellers who don't actually own what they're selling

How I protect property buyers

I've handled hundreds of property transactions for Greek and foreign buyers. I know what can go wrong - and I make sure it doesn't. Before you pay a euro, I verify everything about the property. I attend the signing, review every document, and don't release funds until I'm 100% satisfied. Many clients are abroad, so I'm used to working via video calls and email, making the process smooth even from a distance.

Found a property you love? Before you sign anything, let's make sure it's a safe investment. Contact me for a property check.

Kind Regards,
Nefeli