Drowning in debt? Banks calling constantly? Facing foreclosure? Take a breath. There are legal solutions to protect your home and restructure your obligations. Let's find the best path forward for your situation.
Yes, there are legal mechanisms to protect your primary residence. Depending on your income and property value, you may qualify for the primary residence protection program. Even outside this program, we can negotiate with banks for restructuring that keeps you in your home.
Restructuring means renegotiating the terms of your debt - lower payments, reduced interest rates, extended payment periods, or even partial debt forgiveness. I negotiate directly with banks and creditors to find terms you can actually afford.
Ignoring debt makes things worse. Banks will pursue legal action, which leads to court orders, asset seizures, and foreclosure. The good news: even at this stage, we can often intervene and find solutions. But earlier action means more options.
Tiresias records your credit history. Late payments stay on record and affect future loans. Once we settle your debts, we work to clean your Tiresias record. I'll explain exactly how this works and what we can do to improve your credit standing.
I understand that debt problems come with stress and shame - there's no judgment here. In our first meeting, we'll review your complete financial picture confidentially. Then I'll explain your options honestly - what's realistic, what's not, and what I recommend. I negotiate with banks regularly and know what they'll accept. My goal is to give you a fresh start without losing what matters most.
