Banks have entire legal departments. You deserve someone in your corner too. Whether you're dealing with unfair loan terms, disputed charges, or mortgage problems, I help individuals and businesses stand up to banks and protect their rights.
Greek and EU law protects consumers from unfair banking practices. Common issues include: abusive interest rate clauses, hidden fees, unilateral contract changes, improper calculation of floating rates, and aggressive collection tactics. Many loan contracts contain terms that courts have ruled illegal - and you may be entitled to refunds.
Yes. Greek courts have repeatedly ruled against unfair loan clauses. The Supreme Court has invalidated clauses on contribution fees, unilateral rate changes, and certain penalty charges. If you signed a loan before 2016, there's a good chance it contains terms that are now considered abusive. I'll review your contract and identify what can be challenged.
Foreclosure in Greece follows strict legal procedures. There are multiple stages where we can intervene: challenging the validity of the claim, filing objections to the auction, negotiating last-minute settlements, or invoking residence protection laws. Even if an auction is scheduled, options often remain.
Many Greek bank loans have been sold to international investment funds. This doesn't reduce your rights - often it increases them. Funds must follow the same procedures as banks, and the transfer process itself can sometimes be challenged if proper procedures weren't followed.
I've represented clients against every major Greek bank and several international funds. First, I review your complete file - loan agreement, amendments, payment history, and all bank correspondence. I identify your strongest arguments and realistic options. Then we decide together: negotiate, litigate, or a combination. I communicate directly with bank legal departments and know what arguments work. My goal is the best outcome with the least stress for you.
